0144 75200

Opening Hours
Monday - Friday 8.30am - 5.30pm
Saturday - 9am- 5pm, Closed Bank Holidays

Medical Travel Insurance cover

all types of medical conditions

Following the outbreak of coronavirus (COVID-19) there will be no cover for cancellation, abandonment or curtailment claims if the Foreign, Commonwealth & Development Office (FCDO) advises you not to travel, for example where the FCDO advise against all but essential travel to an area affected by Coronavirus, COVID-19, Sever Acute Respiratory Syndrome (SARS-COV-2) or any mutation of Coronavirus, COVID-19 or SARS-COV-2.

The Money Advice Service provides a directory of firms specialising in travel insurance for customers with serious medical conditions. You can contact MAS, Monday to Friday, 8am to 6pm on 0800 138 7777 or access the directory at https://traveldirectory.moneyadviceservice.org.uk/en

Start New Travel Insurance Quote

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    Cover for all types of Medical Conditions
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    Cover for all types of Medical Conditions
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    Competitive rates - get a quote in minutes
  • All Medical Conditions Considered
  • No age limit for trips up to 3 months
  • 24 Hour Medical Emergency service
  • 14 Day Money Back Guarantee

Travel With Confidence

Urgent Information

Our policies will not provide any cover if there is DFA/Irish government advice against travel to the country you are visiting.

Here is a link to the DFA website for current travel advice; DFA travel advice

If, at the time of your departure there is no DFA advice against travel to the area/country that you are visiting, then our policy will cover:

EMERGENCY MEDICAL EXPENSES whilst abroad for up to 10 million, which includes cover if you were to contract COVID-19/Coronavirus.
CANCELLATION COVER As COVID-19/Coronavirus is a known event, there is no Cancellation cover available relating in any way to COVID-19/Coronavirus.
GETTING A QUOTE You may obtain new quotes and policies anytime online via our website or please call us on 0144 75200 to speak to a member of our team.
CALL CENTRE OPENING HOURS: Monday - Friday 9am - 2pm.

For any questions not answered, please email us at operations@oktotravelinsurance.co.uk (Inbox monitored Monday - Friday 9am – 5pm), or call us as above.


Coronavirus - COVID-19

*Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the DFA or Foreign and Commonwealth Office (FCO) advises against all or “all but essential” travel.

Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information. 



With the present uncertainty due to Brexit and with our offices being based in the United Kingdom, in the event of a no deal or no agreement withdrawal being put into place to allow UK based companies to trade in EIRE, we can only sell policies prior to the exit date. Policies brought prior to this date, with trips within the following twelve months will be fully valid

OK To Travel is designed to help you travel where you want, when you want. Other travel insurers may decline cover based on medical conditions and age but that’s not our style! We aim to provide cover for all ages and all types of medical conditions, including Cancer, Heart Conditions, Diabetes, Stroke, Epilepsy and Mental Health Conditions. Whether you’re looking for a single trip or annual multi trip policy, look no further. Getting a quote takes minutes with our instant Quote and Buy system – it’s quick, simply and totally confidential.  This policy is only available to residents of the Republic of Ireland who have lived in the Republic of Ireland for the last six months and registered with a Republic of Ireland GP.

We can insure your travelling companions too, whether they have medical conditions or not. Being insured on the same specialist OK To Travel policy has many advantages and can protect accompanying friends and family against unforeseen costs resulting from your existing medical conditions, such as cancellation or curtailment of a holiday. Best of all, our prices are fair and competitive for everyone.

Our Standard, Premier, Premier Extra and Premier Plus travel insurance packages offer a choice of cover limits, so you only have to pay out for the cover you really need. All you have to do is select the one that best suits you and your holiday plans.



Summary of cover

We cover medical conditions including:

  • Cancer, Heart Conditions
  • Epilespy, Diabetes, Ashtma
  • High Blood Pressure, Cholesterol
  • Cystic Fibrosis, Thalassaemia, TIA
  • Sickle Cell Anaemia, Mental Health Conditions
  • Lupus, Arthritis, Haemophilia
  • Multiple Sclerosis, Hydrocephalus
  • and many, many more...